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If the dealer has blackjack, the hand is a push, but the player receives two times the value of the insurance, which is the same as the original bet. If the dealer does not have blackjack, the player wins 1.5 times the value of the original bet but loses the value of the insurance. Best Blackjack Movies FAQ. We all love the threill of the big winnings. There are incredible movies dedicated to all sorts of casino and gambling games. In this article, we showed you the top 10 blackjack movies. Now we will answer questions that show up while we watch a 21-themed film. Instead, stack the cards in the tableau in descending order to spin a spider web-like pattern. There is no need to sort by suit. This card game is challenging because it is easy to run out of moves. If you run out of moves, click the stock button to add another row of cards to the stacks. Eliminate all the stacks to beat the game!

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Introduction

Spanish 21 is a variation of blackjack, that in some cases is the best bet in the casino. In locations where the dealer stands on a soft 17, or redoubling is allowed, Spanish 21 may be a better bet than blackjack, depending on the specific blackjack rules. If you are looking for a change of pace from traditional blackjack but insist on a game with a low house edge, then you may find new excitement in Spanish 21.

In Australia and Malaysia, Spanish 21 is called Pontoon. There are some rule changes in Australia, which merit a separate page. For all the details please visit my page on Australian Pontoon. To make matters more confusing, there is another similar game, but different enough to warrant a separate page, called Player's Edge 21.

Following is a list of known aliases of the game:

  • Betsoft, a major provider of software for Internet casinos, offers Spanish 21 under the name Pirate 21.
  • The Casino Bregenz in Austria changes the name to Blackjack Exchange.

The Rules

Spanish 21 uses six or eight Spanish decks, each deck consisting of 48 cards — the regular 52 cards less the four tens. Any card counter can tell you that removing any 10-point card from the cards moves the odds in favor of the dealer. To make up for this, Spanish 21 gives the player a host of bonuses and favorable rules. There are lots of Spanish 21 games all over the country, so rules will vary somewhat from place to place, but the usual rules in the player's favor are:

  1. Late surrender allowed.
  2. Double after split allowed.
  3. Re-splitting aces allowed.
  4. A player 21 always wins.
  5. Player blackjack beats dealer blackjack.
  6. Player may double on any number of cards.
  7. Player may usually hit and double down after splitting aces.
  8. Player may surrender after doubling, known as 'double down rescue.' The player forfeits an amount equal to his original bet.
  9. A five-card 21 pays 3 to 2, a six-card 21 pays 2 to 1, a seven or more card 21 pays 3 to 1. Bonus not honored after doubling.
  10. A 6-7-8 or 7-7-7 of mixed suits pays 3 to 2, of the same suit pays 2 to 1, and of spades pays 3 to 1. These bonuses do not pay after doubling.
  11. Suited 7-7-7 when the dealer has a seven face up pays $1000 for bets of $5-$24 and $5000 'Super Bonus' for bets of $25 or over. In addition, all other players receive a $50 'envy bonus.' This bonus does not pay after doubling or splitting.

Variable Rules

  1. Dealer may hit or stand on a soft 17.
  2. 6 or 8 Spanish decks can be used.
  3. Some casinos allow redoubling, up to three times.
  4. I have heard of some casinos not allowing surrender or drawing to split aces, but it isn't the norm.
  5. A face card and ace after splitting has been known to count as a blackjack, at at least one casino.
  6. There has been a lot of debate through the years whether the bonuses are payable after a split. First, there is almost no argument that they do not pay after doubling. However, the way the game was designed, all bonuses except the Super Bonus are supposed to be payable after splitting. However, most casinos do not pay the bonuses after a split. The effect of not allowing the bonuses after splitting is very small, around 0.01%.

Strategy

Following is my Spanish 21 basic strategy when the dealer hits a soft 17.

Next is the Spanish 21 basic strategy when the dealer stands on a soft 17.

Note: If drawing to split aces is not allowed, and the dealer stands on soft 17 (as is the case at the Mohegan Sun), then hit A,A vs A.

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The next table if for when the dealer hits a soft 17, redoubling is allowed, and the player has not already doubled.

The next table if for when the dealer hits a soft 17, redoubling is allowed, and the player has already doubled, which limits his options to stand, surrender, and double again.

Many readers have expressed doubt about my advice to hit 17 against an ace with 3 or more cards. However, I stand by what I said. The player will save about 2.8% of the initial wager by hitting as opposed to standing. The dealers will advise against this play and the other players may curse the day you were born, but trust me, the odds favor hitting.

Following is the house edge under various common rules, before considering the Super Bonus. Movies
  • Dealer stands on soft 17: 0.40%
  • Dealer hits on soft 17, redoubling allowed: 0.42%
  • Dealer hits on soft 17, redoubling not allowed: 0.76%

Super Bonus

The probability of hitting the Super Bonus is 1 in 668,382, with six decks, and 1 in 549,188 with eight decks. The reduction in the house edge depends on the bet amount, and to a lesser extent, the number of players. With no other players, and bets of exactly $5 or $25, the Super Bonus lowers the house edge by 0.030% in a six-deck game, and 0.036% in an eight-deck game. At a bet of exactly $5, the Envy Bonus lowers the house edge by an additional 0.0015% in a six-deck game, and 0.0018% in an eight-deck game, per additional player.

For bet amounts other than those indicated above, the benefit of the Super Bonus will go down as the bet amount goes up.

No Draw to Split Aces: At the Mohegan Sun drawing to split aces is NOT allowed. The effect of this rule is to increase the house edge by 0.29%.

Ace and 10 after splitting aces pays 3 to 2: I have an unconfirmed report that at at one time the Meskaki casino in central Iowa paid 3 to 2 on an ace and 10 after splitting aces. I have another unconfirmed report that as of Aug. 2010 they removed the Spanish 21 table completely. According to my calculations this lowers the house edge by 0.16%. Otherwise they hit a soft 17 and no redoubling, for an overall house edge of 0.60%.

Doubling only allowed on first two cards: I had a false report that a casino in Malaysia didn't allow doubling on any number of cards. If such a rule did exist, it would increase the house edge by 0.16%.

Match the Dealer

Match the Dealer is a side bet found in both blackjack and Spanish 21. The player wins for each of his initial two cards that match the dealer's up card. Matches in rank only pay less than a match in rank and suit. The following tables show the various pay tables that I am aware of for Spanish 21.

Match the Dealer — Six Decks

EventCombinationsProbabilityPaysReturn
Two suited matches100.000244180.004386
One hard and one each match900.002193130.028508
Two non-suited matches1530.00372880.029824
One suited match13200.03216390.289467
One non-suited match47520.11578740.463147
No matches347160.845886-1-0.845886
Total4104110-0.030555

Match the Dealer — Eight Decks

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EventCombinationsProbabilityPaysReturn
Two suited matches210.000287240.00689
One hard and one each match1680.002297150.034448
Two non-suited matches2760.00377360.022637
One suited match24640.033683120.404194
One non-suited match84480.11548430.346452
No matches617760.844477-1-0.844477
Total7315310-0.029855

C4

The Casino Bregenz in Austria offers Spanish 21 but calls it Blackjack Exchange. They tack on a side bet called the C4, which is analyzed below. The table is based on six decks and assumes that if the player qualifies for more than one win, he only gets the higher win. The lower right cell shows a house edge of 14.48%.

C4 — Six Decks

EventCombinationsProbabilityPaysReturn
Four of a kind500138,1380.0003370.168467
Straight203,649,5360.0089020.178032
Flush125,647,8960.0137760.165310
Two pair105,941,7280.0144920.144925
Three of a kind87,330,7520.0178800.143044
All other-1387,278,4200.944613-0.944613
Total409,986,4701.000000-0.144836

Following is the house edge of the C4 for other numbers of decks.

  • Four decks: 18.49%
  • Eight decks: 12.41%

Methodology


Moves The Spanish 21 strategy found here is based on a combinatorial program which considered both card composition and the six deck nature of the game. In addition an infinite deck model was created in Excel, of which the basic strategy nearly agreed with that of the combinatorial model. The basic strategy found here does not agree with that of the late Lenny Frome in some borderline situations. Frome's strategy can be found in such books as 'Secrets of the New Casino Games' (Marten Jensen) and 'Armada Strategies for Spanish 21' (Frank Scoblete). Although I have a great deal of respect for Frome and his body of work, I strongly feel that his basic strategy is incorrect. I speculate he did notincorporate the double down surrender feature correctly into his analysis. My strategies also agree with those of Katarina Walker, who has done an amazing job analyzing Spanish 21 and its cousin, Australian Pontoon, as well as an independent analysis by Mike Hopson.

Acknowledgments

I would like to give a huge thanks to Katarina Walker for correcting some minor strategy errors in this page. She is the author of The Pro's Guide to Spanish 21 and Australian Pontoon.

Links

German translation of this page.


Written by:Michael ShacklefordMovies in black and white
Photo by Jack Hamilton/Unsplash

Blackjack can be an easy online gambling game — you just have to be able to add to 21, after all. But there’s much more to the game if you hope to tip the casino’s edge in your favor. Take this gambling advice, follow these best blackjack tips to improve your strategy so you don’t miss opportunities to squeeze some extra bucks out of the casino when the cards are going your way.

On the flip side, these best blackjack tips have cousins on the bad side. These will help you avoid the moves that separate you from your hard-earned cash in the long run. The house already has a built-in statistical edge (those casinos weren’t built by losing money), so keep your head and play smart.

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Here are our three best blackjack tips, and three worst. And, we’ll toss in two bonus blackjack tips, too..

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Top 3 best blackjack tips

Mastering basic strategy — If you’re serious about making a few bucks at the table and plan on playing at some decent stakes, mastering basic strategy is a must, and top the every list of best blackjack tips. There are numerous books and websites devoted to the subject, so check them out and know how to play each hand that’s dealt versus the dealer’s up card. Got two nines? You’ll want to split those versus a 2, 3, 4, 5, 6, 8 or 9. Stand on a 7, 10 or ace. Following perfect basic strategy can reduce the casino’s edge to about 0.5 percent, the best bet in the casino.

Doubling down — Players who know basic strategy will know when to utilize this option at the tables. Doubling down allows the player to double the bet and receive one card. This is also a good bet in more situations than just holding 9, 10 or 11. For example, it’s usually a smart move to double a soft 17 (ace-6) against a dealer’s 4, 5 or 6. Simply doubling the initial bet may not seem like a big advantage, but in the long run, winning these bets can be the difference between a losing night or a winning night.

Splitting aces — While you never split 10s, splitting aces is absolutely a best blackjack tip. (If you don’t, you lose.) When splitting, you’ll ante up another wager for the second hand, and then receive a card for the first with options to stand or hit. The same continues for the second hand. Some casinos allow for splitting if another of the same card is dealt again. With so many cards valued at 10, odds for a blackjack is high. And with nines and eights also in the shoe, players have a great chance of drawing two winning hands here instead of one. Like doubling down, these types of hands increase profits in the long run and can help turn a losing night into a winner.

Top 3 worst blackjack tips

Splitting 10s — Are you crazy? You’ve hit that great hand of 20, and then want to break it into two separate hands and two separate bets? All this move does is turn a usual winner into possibly two losers. And yet people still make this mistake all the time at the tables. Invariably, the (un)lucky gambler will draw two inferior hands or bust after splitting and the dealer will draw to an 18 or 19. Don’t pass up opportunities to book a win. Take the money and run.

Taking insurance — Insurance is an option for players when the dealer is showing an ace. A player can usually bet half his bet as “insurance” against the dealer having a blackjack. The bet pays 2 to 1, so even if the dealer does indeed have 21, the player ends up at break-even. However, a player who has blackjack and takes insurance will only get paid even money for his if the dealer doesn’t have it. With a blackjack paying 3 to 2 (or 6 to 5 nowadays at many Vegas Strip casinos), ponying up for insurance is a loser in the long run and should be avoided. Insure your car, insure your house — don’t insure your blackjack hand.

Taking a stand — This one is pretty simple to remember: Never stand on a 12, 13, 14, 15 or 16 if the dealer has a 7 or higher. The odds aren’t in your favor to win this one and you will lose in the long run (see basic strategy above). Too many uneducated players are passive with these hands, scared to bust. But more often than not, you’re guaranteed a loser — with more money going to the casino.

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Don’t go cocktail crazy — A night out at the casino can be fun, but there’s a reason the drinks are free. Getting sauced can be a great way to lose more cash than you planned. Even if playing online, don’t imbibe in too many Bud Lights in the recliner.

Have a plan — Don’t gamble more than you can afford. This may sound obvious, but it’s a best blackjack tip for a reason. Have a set gambling amount and stick to it. Know when to walk away, or shut down that laptop.